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Loans

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C/M/2296. An examination of the risks involved with unsecured lending to mid-cap companies

WORDS:
3200
DATE:
2011
PRICE:
39.99 GBP

This paper aims to examine the ways in which a bank would look to mitigate the risks involved with unsecured lending to mid-cap companies. The paper begins by outlining different types of credit extension, namely secured or unsecured lending. The paper then assesses the associated risks with providing unsecured loans to mid cap companies. Methods to mitigate against credit and defaulted risks are assessed before conclusions are made.

 

KEYWORDS: Bank, mitigate, risks, unsecured lending, mid-cap companies, credit extension, secured lending, credit risk, defaulted risk,

 

S/F/291. Money lending from the customer and lenders perspectives

WORDS:
2700
DATE:
2011
PRICE:
29.99 GBP

This paper advises two people with recommendations about their proposed business enterprise. The paper also looks at the BCFS Bank (the lender) and outlines the considerations they should bare in mind when lending money to clients. The paper discusses the different financial services proposed to business in Canterbury, as well as trends in the retail, leisure and tourism sectors.

 

KEYWORDS: Business enterprise, BCFS Bank, money lending, financial services!,

 

C/F/988. Examination of syndicated and bilateral loans

WORDS:
3250
DATE:
2010
PRICE:
39.99 GBP

This paper discusses the way in which companies seek finance, and the different types of loans that are available. The paper begins by discussing the importance of debt financing to companies and large corporations. The paper then describes and evaluates syndicated and bilateral loans, and this is followed by an examination of asset backed securitisation. Public financing, bonds, and private bank loans are then studied. The paper concludes by suggesting the importance of financing.

 

KEYWORDS: Finance, loans, debt financing, syndicated loans, bilateral loans, asset backed securitisation, public financing, bonds, private bank loans,

 

C/F/887. Comparing Islamic Mortgages with Conventional Financial Instruments

WORDS:
2650
DATE:
2010
PRICE:
29.99 GBP

This paper compares Islamic and conventional mortgages, by looking at the difference in the instruments’ functioning and popularity across different economies. The paper focuses on the Islamic mortgages in relation to the Shariah law. Literature is reviewed to further the discussion, and a case study is used to emphasise the differences between the two. Transparency, UK-specific issues, and functioning are analysed as the three differences between them, and the paper outlines the limitations and ethical considerations of the study.

 

KEYWORDS: Islamic, Conventional, economies, Shariah law, transparency, functioning, UK real estate,

 

C/L/544. Islamic and international syndicated loans

WORDS:
5000
DATE:
2010
PRICE:
59.99 GBP

The paper looks at Islamic and international syndicated loans describing each type of the loan, the rights of a lender under the loan agreement, the forms of syndicated loan agreements, Islamic financial law and its interpretations, etc. Differences and similarities between Islamic and international syndicated loans are indicated.

 

KEYWORDS: Islamic syndicated loans, international syndicated loans,

 

C/F/601. Causes of bad loans problem in transition economies: case study of Kazakhstan

WORDS:
2200
DATE:
2009
PRICE:
29.99 GBP

The paper examines the factors that brought about the emergence of bad loans crises in economies in transition with the focus on Kazakhstan. Literature is reviewed on the history and background of the bad loans problem. Analysis is conducted of statistical data on the devaluation of real-estate and property prices over 2005-2008. The behaviour of Kazakhstan’s banks is discussed.

 

KEYWORDS: Kazakhstan, bad loans, banks, real-estate, property prices, deposits,

 

S/F/213. Role of lender of last resort: should bail outs be provided to failed financial institutions?

WORDS:
2200
DATE:
2009
PRICE:
29.99 GBP

The paper looks at the concept of lender of last resort (LOLR) discussing the funding of banks and the risks associated with borrowing from LORL. LOLR types ate identified, the arguments in favour and against international and domestic LOLR are presented. It is argued whether failed banks should be bailed out under the current financial crisis.

 

KEYWORDS: Banks, lender of last resort, LOLR, risk, financial crisis,

 

C/F/320. Historical development of Credit Scoring Methods

WORDS:
1900
DATE:
2008
PRICE:
19.99 GBP

The paper examines credit scoring models evaluating their evolution in business as an effective tool for credit analysis. Altman's Z credit score is analysed applying this measure to two FTSE-100 companies.

 

KEYWORDS: Credit Scoring Methods, Altmans Z credit score, Liberty, Astrazeneca,

 

S/F/162. Mortgages and the Law

WORDS:
4300
DATE:
2008
PRICE:
49.99 GBP

The paper examines the legal aspects of mortgage in the UK looking at the importance of mortgages, their history, the ability of lending institutions to address mortgage needs, the protection of mortgagor, the remedies of mortgagee, etc. Islamic mortgage is considered as an alternative type of mortgage.

 

KEYWORDS: Mortgage, loan, house, lending, borrowing,

 

S/F/170. Institutional Asset Allocation: construction of spot rate and forward rate curve

WORDS:
3500
DATE:
2008
PRICE:
39.99 GBP

The paper examines the construction of spot rate and forward rate curve, using a set of yield to maturity values provided. An attempt is made to derive a function to describe the spot rate movement, in order to achieve a best fit for the spot rate curve. It is examined whether the forward rate is an unbiased estimator of future spot rate.

 

KEYWORDS: Lender, borrower, money, spot rate, forward rate curve,

 

P/F/483. Overview of UK consumer credit market and regulations

WORDS:
1500
DATE:
2006
PRICE:
19.99 GBP

The paper examines the agreements governed by the Consumer Credit Act 1974 (CCA) reviewing the factors behind the changes in the UK consumer credit (CC) market related to its rapid growth. The amendments to CCA made in 2004, the Consumer Credit Bill 2005, etc. are discussed.

 

KEYWORDS: f, overview, uk, consumer, credit, market, regulations,

 

S/F/119. Short term bank loans as a source of finance

WORDS:
1000
DATE:
2006
PRICE:
19.99 GBP

The paper examines internal and external sources of finance focusing on short term bank loans as a source of finance and discussing the dynamics of bank lending in the 21st century.

 

KEYWORDS: bank loans, finance,